{"article":{"id":4575271559441,"url":"https://e-residency.zendesk.com/api/v2/help_center/en-gb/articles/4575271559441.json","html_url":"https://learn.e-resident.gov.ee/hc/en-gb/articles/4575271559441-Restrictions-on-e-Residency-applications","author_id":372132811298,"comments_disabled":true,"draft":false,"promoted":false,"position":1,"vote_sum":17,"vote_count":103,"section_id":35198087119889,"created_at":"2022-03-04T13:16:04Z","updated_at":"2026-06-24T12:05:43Z","name":"Restrictions on e-Residency applications","title":"Restrictions on e-Residency applications","source_locale":"en-gb","locale":"en-gb","outdated":false,"outdated_locales":[],"edited_at":"2026-01-08T10:09:09Z","user_segment_id":null,"permission_group_id":44069,"content_tag_ids":[],"label_names":["eligibility","FATF","AML","citizeship","banking restrictions"],"body":"<p>Estonia welcomes applicants from around the world who want to use e-Residency to start and manage businesses online. To keep the programme secure, trustworthy, and compliant with international rules, there are some restrictions based on citizenship. </p><p>These restrictions exist to protect Estonia's digital environment, to meet international cooperation standards, and to make sure that e-Residency remains reliable for entrepreneurs worldwide.</p><p> </p><h2 id=\"h_01K6A1NYGH0PRDB6SB5PJKP1X5\">Citizenship-based restrictions</h2><p>Estonia does not accept e-Residency applications from citizens of certain countries that do not have a cooperation framework with Estonia.</p><p><strong>Applications are not reviewed </strong>from citizens of the following countries:</p><ul>\n<li data-list-item-id=\"ef8702eb94f621790bdc32a74d5c2c10c\">Islamic Republic of Afganistan</li>\n<li data-list-item-id=\"e778ca300cebf75d0b47b1be377160f8f\">Burkina Faso</li>\n<li data-list-item-id=\"ed53e191adad19bc1245fcd465882ebc1\">Islamic Republic of Iran</li>\n<li data-list-item-id=\"ec6418d9d9145646a33144f63c9ee5d3d\">Republic of Yemen</li>\n<li data-list-item-id=\"ef2ff67e6dcbc7db40dab6ad2eaf4262b\">Democratic Republic of the Congo</li>\n<li data-list-item-id=\"e8fc44c756cfb755f719ad8f8a3e0961d\">Democratic People's Republic of Korea</li>\n<li data-list-item-id=\"e799c93ae565d5aa014324a88db912d80\">Republic of South Sudan</li>\n<li data-list-item-id=\"e5f73d2451ea2c5342bab0291e0584700\">Republic of Mali</li>\n<li data-list-item-id=\"e5e4288f084db287f4b696e22aed8fa9c\">Federal Republic of Nigeria</li>\n<li data-list-item-id=\"e2dde102257f5dd120fd7aa14c9f82699\">Syrian Arab Republic</li>\n</ul><p><strong>Exceptions</strong></p><p>Applications from citizens of these countries may still be reviewed if <strong>at least one of the following applies</strong>: </p><ol>\n<li data-list-item-id=\"eb5f4b1c3ba89ed03d4044d847f37c0f6\">The applicant has lived in a European Economic Area (EEA) Member State, the United Kingdom, or the Swiss Confederation for at least three consecutive years immediately before submitting the application for the e-resident's digital ID and holds a valid residence permit from that country.</li>\n<li data-list-item-id=\"ede6e59cd0cc842455103a661250c521e\">The applicant has permanent economic activity in Estonia and has met all obligations related to it.</li>\n<li data-list-item-id=\"e1c7df75cb1676ed791cea479be283599\">The applicant has previously been issued an e-resident's digital ID card and it has used it for its intended purpose.</li>\n<li data-list-item-id=\"e82f7f00d39d30106a21e911b7091346e\">The applicant is an employee of an Estonian embassy, an Estonian Honorary Consul, or a contracted export advisor of the Estonian Business and Innovation Agency (Enterprise Estonia). </li>\n</ol><p><strong>NB</strong></p><p>These restrictions do not affect current e-residents who are citizens of the listed countries. Already issued e-resident digital IDs remain valid until the end of their validity period. </p><p> </p><h2 id=\"h_01K67RXVD1YX7HM52QJXP157M2\">Restrictions for citizens of Russia and Belarus</h2><p>As part of EU sanctions following Russia's war of agression against Ukraine, Estonian government decided to impose following restrictions: </p><ul>\n<li data-list-item-id=\"ee6bef3b66365c513b84652fdeddc424a\">\n<strong>First-time </strong>applications from Russian and Belarusian<strong> citizens </strong>are<strong> not reviewed</strong>.</li>\n<li data-list-item-id=\"e20dfa593459eee9cc36c9c2f2d369362\">\n<strong>Renewal</strong> applications from Russian and Belarusian citizens <strong>may be accepted</strong> only if <strong>both </strong>of the following <strong>conditions are met</strong> simultaneously:</li>\n</ul><ol>\n<li data-list-item-id=\"e8421cb34708645a8880fd75cadd5d3e4\">The applicant has previously been issued an e-resident's digital ID and has collected it.</li>\n<li data-list-item-id=\"ebc3b970f538cc3f2f8e39b357650ad16\">The applicant has permanent economic activity in Estonia and fulfils all obligations related to this activity. </li>\n</ol><p><strong>NB</strong></p><ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-list-item-id=\"eedc2bda84195a382ea5919f4f15770e5\">Having a residence permit in another country does not remove this citizenship-based restriction. </li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-list-item-id=\"eee67fcd5f5fde804ef3dda3634fde328\"><span style=\"font-weight: 400;\">Renewal applications from Russian and Belarusian citizens may take longer to process because of additional compliance checks.</span></li>\n<li style=\"font-weight: 400;\" aria-level=\"1\" data-list-item-id=\"ee0b51b587ee4b60bd809c010f402b600\"><span style=\"font-weight: 400;\">Estonian companies founded and run by e-residents with Russian and Belarusian citizenship may also face extra checks by supervisory authorities to ensure sanctions compliance. </span></li>\n</ul><p> </p><h2 id=\"h_01K67S9G115A8KF9AZ47P98SAA\">Access to banking and business services</h2><p>Banks, fintechs, and business service providers carry out their own risk assessments as part of their KYC/AML compliance obligations.  </p><p>This means</p><ul>\n<li data-list-item-id=\"e32a2a1af89e742f448edb85047699d72\">Some e-residents may face restrictions or additional checks when applying for banking or business services.</li>\n<li data-list-item-id=\"e0d008e3410f24b80b579edcb68320cfa\">Several providers restrict access for citizens of sanctioned or higher-risk countries.</li>\n<li data-list-item-id=\"ed030096320b6e67b0b7e7b15fda76cf6\">A few providers have introduced restrictions of their own, on solidarity with Ukraine. </li>\n</ul><p>E-Residency as a government programme cannot  intervene in the risk assessments, KYC, or AML processes of banks, fintechs, or other business service providers. </p><p><strong>What you can do</strong></p><ul>\n<li data-list-item-id=\"eeed63bf1576b0fa198b14ba2399b4640\">Always check directly with your bank or business service provider for the latest information.</li>\n<li data-list-item-id=\"eab83b0827c99dc2b54916faabc8a71e9\">If your business banking account is closed, contact your bank or providers immediately.</li>\n<li data-list-item-id=\"e912e2ab191d624ff8bccb24d5a79d8df\">Be prepared to answer questions about your business activities, as this may help reopen your account or support finding an alternative solution. </li>\n</ul><article class=\"callout callout--variant-success\">\n    <h3 class=\"callout__title\" id=\"h_01K6DB4NXNF32N9T9XN29DZDFQ\">Have questions?</h3>\n    <div class=\"callout__content\">\n      <p>\n        The Estonian Police and Border Guard Board reviews e-Residency applications.\n        Visit their\n        <a href=\"https://www.politsei.ee/en/instructions/e-resident-s-digital-id/citizenship-based-application-restrictions\" target=\"_blank\" rel=\"noopener noreferrer\">website for more information</a>\n        and answers to common questions. If you have questions, please contact\n        the\n        Estonian Police and Border Guard.\n      </p>\n    </div>\n      </article>\n    <p> </p>\n    <h2 id=\"h_01JV9MC69XQE31SXYRAEYT4VW1\">Related resources</h2>\n    <p>\n      <a href=\"https://www.politsei.ee/en/instructions/e-resident-s-digital-id/citizenship-based-application-restrictions\" target=\"_blank\" rel=\"noopener noreferrer\">Estonian Police and Border Guard Board website</a>\n    </p>\n    <p>\n      <a href=\"https://www.consilium.europa.eu/en/topics/sanctions/\" target=\"_blank\" rel=\"noopener noreferrer\">EU restrictive measures</a><span style=\"font-weight: 400;\"> </span>\n    </p>\n    <p>\n      <a href=\"https://twitter.com/MFAestonia/status/1498932175231717377?s=20&amp;t=OCHoaNMam0avG1uU9Tvm7Q\" target=\"_blank\" rel=\"noopener noreferrer\">List of legitimate news sources</a>\n    </p>","user_segment_ids":[]}}